Centsly
A calm personal-expense tracker

Everycentcounts.

Log a transaction in ten seconds. Set honest budgets. Watch your net worth climb. No ads, no tracking, no selling your data.

0
Trackers
60+
Currencies
100%
Offline-ready
Centsly home screen
Scroll to explore

What's inside

The basics, done properly.

Six things, each with one opinion. No tabs within tabs, no onboarding slides for features you'll never open.

Net worth

Watch it climb, month by month.

$27,842
+12.4%
JanAprJulOct

Transactions

Log one in ten seconds.

0logged
Trader Joe's-$84
Lyft-$19
Blue Bottle-$6

Budgets

Honest limits. No guilt.

Groceries60%
Transport40%

Recurring

Subs log themselves.

N
S
A

Accounts

All your cards, one place.

Chase
Ally
Cash

Export

PDF, CSV, anytime.

PDF
CSV

How it works

Three steps. No spreadsheets.

Sign-in screen
Step 01

Sign in and keep your data

Sign in with Apple or Google in one tap. Your transactions, budgets and balances sync securely across your devices, under your account, never shared.

Add transaction screen
Step 02

Log a transaction in ten seconds

Tap +, type an amount, pick a category. Centsly remembers merchants, suggests defaults, and gets out of the way. No receipts, no CSV imports.

Budget screen
Step 03

See where your money goes

Budgets, accounts, net worth, all on one calm screen. Charts track direction, not drama. Export to PDF or CSV whenever you want.

FreelancersStudentsFamiliesExpatsTravellersCouplesCreatorsSaversSide-hustlersHomeownersEarly retireesRentersFreelancersStudentsFamiliesExpatsTravellersCouplesCreatorsSaversSide-hustlersHomeownersEarly retireesRenters
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By the numbers

Small on purpose.

0s
Log time

Average time from opening the app to a saved transaction.

0+
Currencies

USD, EUR, GBP, JPY, SGD, pick one, or mix and match per account.

0
Trackers

No analytics SDKs, no ad pixels, no fingerprinting. Literally zero.

0%
Portable

Export every row to PDF or CSV. Your data leaves the way it came in.

Pricing

Free to start. Simple if you upgrade.

Centsly is useful on day one without paying anything. If you want the power-user extras, Pro is one flat price, no tiers, no add-ons, no upsell.

Free

Forever
$0/ month

The full core loop. No watermarks, no expiry. Covers 95% of people.

  • Unlimited transactions
  • Unlimited categories
  • Up to two accounts
  • Budgets + monthly rollover
  • Cross-device sync
  • Apple + Google sign-in

Pro

Coming soon
$
2.99
/ month

Or $24.99/yr (30% off). 7-day free trial.

  • Everything in Free
  • Unlimited accounts
  • PDF + CSV export
  • Recurring reminders
  • Long-range stats (all-time)
  • Priority support

Subscription information

Centsly Pro is an auto-renewable subscription sold through the Apple App Store.

  • Monthly plan: USD $2.99 / month
  • Annual plan: USD $24.99 / year (approximately 30% off the monthly rate)

A 7-day free trial may be offered to new subscribers. The trial begins at $0 and converts to a paid subscription at the regular rate at the end of the trial period unless cancelled at least 24 hours before the trial ends.

Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew at the end of each period at the then-current price unless auto-renewal is turned off at least 24 hours before the end of the current period. Your Apple ID account is charged for renewal within 24 hours of the end of the current period.

You can manage or cancel your subscription at any time in Settings → [Your Apple ID] → Subscriptions, or at apps.apple.com/account/subscriptions. Cancellation stops the next renewal; access to Pro features continues until the end of the current paid period. Refund requests are handled by Apple under its standard policy.

By subscribing, you agree to the Terms of Use (EULA) and Privacy Policy.

Privacy by default

Your money is private. Act like it.

No ads, ever

Centsly is funded by Pro subscriptions, not by your attention. You'll never see an ad here.

Your data is yours

We don't sell, share, or rent your data to anyone. Export it to CSV or PDF and walk away any time.

Encrypted at rest + in transit

Your sync data lives on Supabase's managed Postgres with row-level security. Only your signed-in user can read it.

Delete everything in two taps

Settings → Delete account wipes your cloud data via a single CASCADE and clears the device. No hoops.

Built for iPhone

Startthemonthyou'vebeenmeaningto.

Centsly is free to download, free to use, and free of the trackers your other money apps lean on. One screen, one clear number, one habit.

Requires iOS 15 · Available on iPhone